Here at MotorCity we have financing for nearly all credit situations. We have spent many years in the business and have dealt with nearly every lender imaginable. We are more than happy to work with your bank, credit-union or lending institution. If you have any questions or are unsure of which lender to apply with please call us and we can help you decide what lender will be right for you.

Typically lenders require the purchaser to have a 20% down payment. This 20% can be covered with a trade-in, credit card or direct customer payment. In some instances the down can be less with a higher credit score.

Woodside Credit

Woodside offers credit to buyers with credit scores of 680 and higher. They offer terms of up to 12 years. More commonly our loans range from 60 to 96 months. They offer competitive rates and excellent customer service. Click on the following link to apply at Woodside: www.woodsidecredit.com.

American General

American General specializes in customers with less than perfect credit. They go on an individaul basis with rates a bit higher than some of the others. They too can offer longer terms. Click on the following link to apply at American General: www.loansfast.com.